3RD SON
ACQUISITIONS

Rental Property ROI Calculator

Estimate cash flow, cap rate, cash-on-cash return, and IRR on a buy-and-hold rental
In the print dialog, make sure "Background graphics" is turned on for full color

Purchase

Rehab

Operating Expenses (annual)

Income

BRRRR — Refinance

Results — Before Refinance (Cash + Rehab)

Net Operating Income (yr)
Cap Rate
Monthly Cash Flow (no debt)
Total Cash Invested

Results — After Refinance (BRRRR)

New Loan Amount
Cash Out at Refinance
Cash Left in Deal
% Capital Recouped
Post-Refi Monthly Payment
Post-Refi Monthly Cash Flow
Post-Refi Cash-on-Cash Return
Assumptions: property is purchased and rehabbed with cash (no acquisition loan); refinance is assumed to happen immediately after rehab is complete, at the ARV and LTV entered above; the new loan pays off the cash invested in the purchase and rehab, with any excess returned to you as cash out; rent and expenses grow at the annual rates entered above; management fee is applied to effective gross income. This tool is for estimation only and is not financial advice — verify assumptions with your lender and accountant before making investment decisions.
3RD SON ACQUISITIONS
RENTAL PROPERTY ROI SUMMARY
BRRRR Deal Analysis

Purchase & Rehab

Purchase Price
Rehab Total

Operating Expenses (annual)

Property Tax
Insurance
Utility Fee
Maintenance
Other Costs
Annual Expense Increase

Income

Monthly Rent
Other Monthly Income
Vacancy Rate
Management Fee
Annual Rent Increase

BRRRR — Refinance

After Repair Value (ARV)
Refinance LTV
Refinance Rate
Refinance Term
Refinance Closing Costs

Results — Before Refinance (Cash + Rehab)

Net Operating Income (yr)
Cap Rate
Monthly Cash Flow (no debt)

Results — After Refinance (BRRRR)

Total Cash Invested
New Loan Amount
Cash Out at Refinance
Cash Left in Deal
% Capital Recouped
Post-Refi Monthly Payment
Post-Refi Monthly Cash Flow
Post-Refi Cash-on-Cash Return
Assumptions: property is purchased and rehabbed with cash (no acquisition loan); refinance is assumed to happen immediately after rehab is complete, at the ARV and LTV entered above; the new loan pays off the cash invested in the purchase and rehab, with any excess returned as cash out; rent and expenses grow at the annual rates entered above; management fee is applied to effective gross income. For estimation only — not financial advice. Verify assumptions with your lender and accountant before making investment decisions.
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